:root{--ink:#15251f;--muted:#5b6b65;--bg:#f7faf8;--paper:#fff;--line:#dfe8e3;--accent:#146b4f;--accent2:#e9f5ef;--warn:#fff7df;--danger:#fff0ef;--shadow:0 10px 30px rgba(13,52,39,.08);--radius:18px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}a{color:#0b5d45;text-underline-offset:3px}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:999}.site-header{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line);z-index:20}.brand-row{max-width:1180px;margin:auto;display:flex;align-items:center;justify-content:space-between;padding:14px 20px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:800;font-size:1.15rem}.brand-mark{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:12px;background:var(--accent);color:#fff;font-size:.8rem;letter-spacing:.04em}.topnav{max-width:1180px;margin:auto;display:flex;gap:24px;padding:0 20px 13px}.topnav a{text-decoration:none;color:#31453d;font-weight:650;font-size:.94rem}.topnav a:hover{color:var(--accent)}.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:8px 12px}.container{max-width:1120px;margin:auto;padding:30px 20px 72px}.breadcrumbs{font-size:.9rem;color:var(--muted);display:flex;gap:9px;flex-wrap:wrap;margin-bottom:22px}.breadcrumbs a{color:var(--muted)}.hero{background:linear-gradient(135deg,#eef8f3,#fff);border:1px solid var(--line);border-radius:26px;padding:42px;box-shadow:var(--shadow);margin-bottom:26px}.eyebrow{display:inline-block;font-weight:750;color:var(--accent);background:var(--accent2);padding:6px 10px;border-radius:999px;font-size:.84rem}.hero h1{font-size:clamp(2rem,5vw,3.5rem);line-height:1.08;margin:14px 0 14px;letter-spacing:-.03em}.hero p.lead{font-size:1.15rem;max-width:760px;color:#3e5149}.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--accent);color:#fff!important;text-decoration:none;font-weight:750;border:none;border-radius:12px;padding:12px 18px;cursor:pointer}.btn.secondary{background:#fff;color:var(--accent)!important;border:1px solid var(--line)}.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:20px 0 28px}.fact{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px}.fact strong{display:block;font-size:1.12rem}.fact 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h2{margin-top:0}.table-wrap{overflow-x:auto}.data-table{width:100%;border-collapse:collapse;background:#fff;border-radius:14px;overflow:hidden;border:1px solid var(--line)}.data-table th,.data-table td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.data-table th{background:#f0f6f3;font-size:.9rem}.data-table tr:last-child td{border-bottom:0}.source-box{background:#f1f5f3;border:1px solid var(--line);border-radius:16px;padding:20px;margin-top:40px}.source-box h2{margin-top:0}.small{font-size:.9rem;color:var(--muted)}.calc{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;box-shadow:var(--shadow);margin:28px 0}.calc h2{margin-top:0}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.field label{display:block;font-weight:700;margin-bottom:6px}.field input,.field select{width:100%;border:1px solid #cbd8d1;background:#fff;border-radius:10px;padding:11px 12px;font:inherit}.field small{display:block;color:var(--muted);margin-top:4px}.calc-actions{display:flex;gap:10px;margin-top:16px}.result{display:none;margin-top:18px;padding:18px;border-radius:14px;background:var(--accent2);border:1px solid #cce4d8}.result.show{display:block}.result .big{font-size:1.55rem;font-weight:850}.steps{counter-reset:step;list-style:none;padding:0}.steps li{counter-increment:step;position:relative;padding:0 0 18px 50px}.steps li:before{content:counter(step);position:absolute;left:0;top:0;width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:var(--accent);color:#fff;font-weight:800}.related{display:flex;flex-wrap:wrap;gap:10px}.pill{display:inline-block;background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 12px;text-decoration:none}.ad-slot{margin:28px 0;border:1px dashed #bdc9c3;background:#fafcfb;color:#7c8b84;text-align:center;padding:18px;border-radius:10px;font-size:.82rem}.site-footer{background:#13231d;color:#e8f0ec;padding:42px 20px}.site-footer a{color:#d6ede3;display:block;margin:6px 0}.footer-grid{max-width:1120px;margin:auto;display:grid;grid-template-columns:2fr 1fr 1fr;gap:34px}.footer-note{max-width:1120px;margin:25px auto 0;color:#9fb1aa;font-size:.88rem;border-top:1px solid #2c4038;padding-top:20px}.homepage-search{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.situation{border:1px solid var(--line);background:#fff;padding:14px;border-radius:14px;cursor:pointer;text-align:left;font-weight:700}.situation.active{border-color:var(--accent);background:var(--accent2)}.benefit-list{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:18px}.benefit-card[data-hidden="true"]{display:none}.badge{font-size:.78rem;background:#edf3f0;color:#496258;padding:4px 8px;border-radius:999px}.kb{background:#fff;border:1px solid var(--line);padding:16px;border-radius:14px}.kb summary{font-weight:800;cursor:pointer}.hero-mini{padding:30px 34px}.checklist{padding-left:1.1rem}.checklist li{margin:7px 0}.trustbar{display:flex;gap:16px;flex-wrap:wrap;margin:12px 0 0;font-size:.86rem;color:var(--muted)}@media(max-width:850px){.topnav{display:none;flex-direction:column;gap:10px;padding-bottom:18px}.topnav.open{display:flex}.menu-btn{display:block}.facts,.grid,.benefit-list{grid-template-columns:repeat(2,1fr)}.homepage-search{grid-template-columns:repeat(2,1fr)}.hero{padding:30px}.footer-grid{grid-template-columns:1fr 1fr}.form-grid{grid-template-columns:1fr}}@media(max-width:560px){.facts,.grid,.benefit-list,.homepage-search{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.hero{padding:24px}.container{padding-left:15px;padding-right:15px}.cta-row .btn{width:100%}}